Client seeks representation at a collections hearing in Municipal Court scheduled for January 22, 2021, at 2:30 p.m. Client purchased a number of gift cards using a store credit card, but those gift cards were rescinded by the issuer due to suspected fraud. Despite this, client was still billed for the gift cards and is now being sued for the full amount. Client tried, unsuccessfully, to resolve the matter with the issuer; but is now being sued by the debt buyer, Midland Funding, and is unable to obtain proof of the debt from Midland. Client’s goal is to dispute this matter in its entirety because she was never able to access the gift cards. Opposing counsel is Bryan Polas, Esq.