Client seeks representation at a collections hearing in Municipal Court scheduled for February 11, 2021 at 9:40 am. VIP can provide guidance on requesting a remote hearing (via Zoom), to which parties have a right, or can provide details on the court’s significant COVID-19 precautions in the courtroom should the volunteer prefer to attend in-person. Client’s car was repossessed about five years ago and resold by the financer. Client’s understanding at the time was that the repossession and sale would satisfy the amount owed for the car. Client’s goal is to dispute this matter, but he is willing to enter into a payment agreement if necessary. Opposing counsel is Michael F. Ratchford, Esq.