Client seeks representation for an arbitration hearing in the Court of Common Pleas on January 5, 2022, at 2 PM. Client opened a Bank of America Credit card in 2006 and kept up to date with her payments until she lost her job due to the pandemic in 2020. Client also has severe health issues which have affected her ability to stay up to date with her payments. She is now being sued by Bank of American for almost $5,000. Client is interested in entering into a reasonable payment plan, and would ideally like this case to be settled and not go to court. A volunteer is needed to help client respond to the complaint before May 31, 2021, negotiate a settlement and reasonable payment plan for client, and represent client at all subsequent hearings.