Client seeks representation for a debt collection arbitration in Court of Common Pleas on December 13, 2022, at 9:15am. Client is being sued by debt buyer Cavalry for about $9,000. Client obtained a Home Depot credit card and used it to get work done in her home. Client paid several hundred dollars monthly, but received a notice in 2018 that her balance was $9,000. Client could not afford that and reached out to try to negotiate a payment plan but was unsuccessful. Client closed the account and stopped making payments in 2018. Client was served on February 25, 2022, and filed a pro se answer in March 2022. Client acknowledges some of the debt is hers, but the majority is deferred interest and late fees. Client’s goal is to waive the debt if possible, but she is willing to enter into a payment agreement of $50/month if necessary. An attorney is needed to represent client throughout the case and file an amended answer to the complaint, if necessary.