Client seeks assistance with a collections matter. A hearing is scheduled in Municipal Court for April 3, 2023 at 10am. Client is being sued by Synchrony Bank (PayPal) for about $3200 in credit card debt and fees. Client opened the account around 2017 and stopped paying on the card about two years later as she was a college student at the time and did not have time to work. Client’s goal is to negotiate the debt down to pay a reasonable lump sum and go on a payment plan if needed. Client was improperly served by mail at the end of January. An affidavit of service was filed in February but service was not made. A volunteer is needed to represent the client throughout the process.