Disabled client seeks representation in a debt collection matter against debt buyer Cavalry SPV. An arbitration hearing is scheduled in the Court of Common Pleas for May 30, 2024 at 9:15am. The deadline to respond to the complaint is November 7, 2023. The debt originates from a Macy’s card that client opened about four or five years ago. Around 2019, client stopped paying on the debt after he stopped working due to his disability. Potential defenses include a hardship waiver and insufficient proof of debt ownership. A volunteer is needed to respond to the complaint and represent client throughout the process. Client is Spanish-speaking; interpretation services available upon request.